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DISCLAIMER

Joseph Oliver Marketing Ltd English Law Terms & Conditions for using Joseph Oliver Marketing Ltd Content in Joseph Oliver Marketing Ltd or 3rd party web sites

By accessing, viewing and/or using (for yourself or any third party) information and/or computer software ("Joseph Oliver Marketing Ltd Content") provided or made (directly or indirectly) accessible by or for Joseph Oliver Marketing Ltd (English Co. No. 4844574 of Pendragon House, 65 London Road, St Albans, Herts AL1 1LJ, England trading as "Joseph Oliver Ltd") You accept these terms and conditions of licence as binding upon you ("You").

Joseph Oliver Marketing Ltd hereby grants to You a personal, non-exclusive, non transferable limited license to access, view, download and use Joseph Oliver Marketing Ltd Content made accessible under the internet top level domain through which this notice has been accessed ("Site") subject to all the terms and conditions set out below.

CONTENT WARNINGS

You acknowledge that:-
The Joseph Oliver Marketing Ltd Content:-

1.1 Is only approximate and is supplied for information & research purposes only;
1.2Does not constitute a prospectus or offer to sell or solicitation to buy any securities or investments featured in the Joseph Oliver Marketing Ltd Content;

1.3 Is not the financial advice or opinion of Joseph Oliver Marketing Ltd. The featuring of information about a security, investment vehicle, investment manager or contact in the Joseph Oliver Marketing Ltd Content does not imply that Joseph Oliver Marketing Ltd endorses it nor that it recommends that You buy, sell or hold it;

1.4 Cannot and does not take into account the circumstances or place or residence of any particular investor or the suitability or legality of an investor buying, selling or holding a particular security.

The value of investments and the income from them may fall as well as rise and you may not recover all of your initial investment.

Past performance is not necessarily a good guide to the future performance of a security or investment.

The Joseph Oliver Marketing Ltd analytical tools devised to compare risk in relation to certain benchmarks as against the reward demonstrated by funds within the same investment sector. It is not an absolute measure of risk against reward, nor does it show comparative performance between investment sectors in any event. Joseph Oliver Marketing Ltd is not a guide to the best fund for a given investor looking at a given sector. Detailed explanation is available from Joseph Oliver Marketing Ltd.

You should always satisfy yourself that any security or investment is legally authorised for sale in the territory in which you are "resident" and that you are lawfully entitled to access the Site or the relevant part of it or to act upon or use Joseph Oliver Marketing Ltd content.

Liability

The Joseph Oliver Marketing ltd content is derived from information collected from third parties by sources and by Joseph Oliver Marketing ltd. No warranties have been or are given in relation to such data and information by such third parties ("source[s]"). The internet is an inherently unreliable communications medium. Consequently you acknowledge and agree that neither any source nor (provided it has used reasonable efforts to validate the data supplied to it) Joseph Oliver Marketing ltd shall be liable for any loss or damage whatsoever (including without limitation investment losses) resulting wholly or partly from any inaccuracy in, or lack of completeness of any of the Joseph Oliver Marketing ltd content or the way in which it is presented or communicated by or through the site.

Insofar as permitted by applicable law and save to the extent inconsistent with any express warranty given by Joseph Oliver Marketing ltd in these terms.

2.1 No warranty, condition, undertaking or term, express or implied, statutory or otherwise has been or is given by Joseph Oliver Marketing ltd or by any source in relation to the site or Joseph Oliver Marketing ltd content or any information obtained from them;

2.2 Joseph Oliver Marketing ltd and the sources disclaim any implied warranty of satisfactory quality, merchantability or fitness of the site or Joseph Oliver Marketing ltd content for a particular purpose;

2.3 Without limiting the generality of the foregoing neither Joseph Oliver Marketing ltd nor any source warrants the truth, accuracy, timeliness or completeness of any information or data in or derived from the Joseph Oliver Marketing ltd content or site.

Results or output from computations and operations using the Joseph Oliver Marketing ltd content or the site may be affected by assumptions applied by you. Consequently, Joseph Oliver Marketing ltd gives no guarantee or warranty of the accuracy or completeness or compliance with relevant legislation or regulations of any particular computation or other output or result generated through the use of the Joseph Oliver Marketing ltd content &/or site.

Save insofar as Joseph Oliver Marketing ltd (and each source) is precluded by law from excluding or restricting liability:

4.1 Except where such loss or damage arises solely and directly by reason of the willful default or negligence of Joseph Oliver Marketing ltd, Joseph Oliver Marketing ltd (and each source) shall not be liable for any loss or damage whatsoever (including without limitation, investment losses) arising wholly or partly in connection with the provision of the Joseph Oliver Marketing ltd content or any other service rendered or goods supplied in connection therewith or any failure to perform any services adequately or at all even if Joseph Oliver Marketing ltd and/or any data source is advised of or could anticipate such loss or damage.

4.2 Joseph Oliver Marketing ltd (and each source) shall in no circumstances be liable for any consequential loss or damage (including without limitation investment losses) howsoever arising suffered by you or any third party arising wholly or partly in connection with the provision or use of the Joseph Oliver Marketing ltd content or any other service rendered or goods supplied in connection therewith or from any failure to perform any services adequately or at all even if Joseph Oliver Marketing ltd (and/or any data source) is advised of or could anticipate such loss or damage; and

4.3 The amount of any liability in respect of any claim by you, when aggregated with the amount of any liability in respect of all claims by you, in each case arising wholly or partly in connection with the provision of the Joseph Oliver Marketing ltd content or any other service rendered or goods supplied in connection therewith or from any failure to perform any services adequately or at all, and howsoever arising shall not exceed a sum in aggregate equal to the charges (if any) payable by you to Joseph Oliver Marketing ltd in respect of Joseph Oliver Marketing ltd content provided by Joseph Oliver Marketing ltd to you in the 12 month period immediately preceding such claim or, if greater, 100euro.

You shall indemnify and hold harmless Joseph Oliver Marketing ltd and each source and their affiliates, employees, directors, officers and agents from and against any claim arising in any way out of your use of the Joseph Oliver Marketing ltd content or site or any breach of your obligations under these terms, and you will pay all costs damages and legal fees incurred in connection with such claim other than;

5.1 A claim based upon an alleged infringement by Joseph Oliver Marketing ltd or a source of any third party intellectual property right; or

5.2 Insofar as Joseph Oliver Marketing ltd accepts liability under the other provisions of this limitation of liability clause.

Nothing in this agreement shall limit or exclude the liability of Joseph Oliver Marketing ltd or its sources for death or personal injury in any event.

Any ideas, suggestions or conclusions in the Joseph Oliver Marketing ltd content are subject in each case to all applicable local, state, federal and national statutes, regulations and case law at the date hereof and as amended from time to time.

Any slights of people or organisations which might be contained in the Joseph Oliver Marketing ltd content are unintentional.

Joseph Oliver Marketing ltd is not liable for any internet domain or site to which you transfer or connect through a hyper text or other link from the Joseph Oliver Marketing ltd content or for your reliance on or use of information made accessible at or by such third party site or domain.

Joseph Oliver Marketing ltd may change, withdraw or suspend any part of the Joseph Oliver Marketing ltd content at any time without prior notice or liability to you.

Intellectual property license & notice

You acknowledge that:-

The Joseph Oliver Marketing ltd content is (and remains) the valuable copyright property of Joseph Oliver Marketing ltd (and its subsidiaries and/or suppliers) which it arranges and creates by the application of material skill, judgement, time, effort and money. The Joseph Oliver Marketing ltd reserves all world-wide rights (including copyright and database rights) in the Joseph Oliver Marketing ltd content for the full term thereof, save as expressly licensed hereby.

The Joseph Oliver Marketing ltd content is made accessible solely for your personal non professional (i.e. Not for the provision of professional investment advice in any capacity at all) use by you. You shall not copy (by any means), resell, distribute, publish or engage in any dealing in any part of the Joseph Oliver Marketing ltd content (whether for consideration in money or money’s worth, or not). Further, you shall not implement any internet hyper text links to the Joseph Oliver Marketing ltd content nor shall you implement any frames or masks to or over the Joseph Oliver Marketing ltd content or any part thereof, save with the prior written authority of Joseph Oliver Marketing ltd.

Miscellaneous

These terms and conditions and all activities contemplated by these terms and conditions are subject to the laws of England & Wales. You agree to submit to the exclusive jurisdiction of the English courts any matter or issue arising from these terms or your use of the Joseph Oliver Marketing ltd content.
Headings used herein are for convenience only and do not form part or affect the meaning of any term or provision above.